esh Bank has officially launched as Israel’s first hyper-efficient financial institution, introducing a new operational paradigm for the country’s banking sector. After two years of operating with invited customers in stealth mode, esh Bank is now fully operational, emphasizing complete transparency and a proprietary revenue-sharing model designed to fundamentally rethink customer banking services.\n\nThe bank distinguishes itself from traditional approaches by being conceived and built as a modern financial institution, unburdened by legacy systems. Its innovative “Equal Sharing Model” allocates 50% of revenues generated from customer balances in current accounts, crediting these amounts automatically to customer accounts each week. This model aims to provide customers with clear insight into the value generated from their funds, eliminating hidden fees and complex conditions often associated with conventional banking.\n\nYuval Aloni, Co-Founder and CEO of the esh Group, stated, “At esh Bank, we’re proud to introduce the first fully transparent banking experience. We’ve built a model designed to empower customers with clarity, efficiency, and confidence in their finances. By making banking simpler and more transparent, we’re creating a foundation where both our customers and the bank can thrive together.”,\n\nesh Bank has achieved industry-leading operational efficiency through the automation of manual back-office processes and the removal of dependencies on operational staff. This efficiency enables the implementation of its equal sharing model while maintaining profitability. The bank offers transparent banking services for both retail customers and small businesses, notably charging no account fees.\n\nNir Zuk, Director and investor at esh Group, commented on the bank’s innovation: “Technology has always been, for me, a tool to create major changes. esh Bank is an example of how it’s possible to transform an entire industry – the way a bank operates and the way it serves customers. It’s not just a new bank, but a new way of thinking about efficiency, innovation, and value. Some banks think that innovation means saying ‘AI’ and adding an app, while continuing to work as they did 30 years ago. True innovation is solving the problem at its root – both for the bank itself and for delivering real value to customers. That’s exactly what esh Bank is doing.”,\n\nCentral to esh Bank’s capabilities is its technology platform, eOS. This AI-native, full-stack core banking platform integrates the general ledger, digital channels, compliance, payments, cybersecurity, and product creation into a single, real-time autonomous bank operating system. This technological foundation eliminates data silos and manual processes common in traditional banks, facilitating the operational efficiency necessary for the bank’s customer-centric model.\n\nesh Bank has established strategic partnerships with key industry leaders to ensure robust infrastructure and connectivity. These include AWS for cloud infrastructure, SWIFT for global financial messaging, and a principle issuing license granted by Mastercard. This framework supports the bank’s commitment to world-class security and connectivity for its customers.\n\nesh Bank aims to establish a new standard for hyper-efficient banking, offering a secure, transparent, and cloud-based institution that prioritizes customer value through its revenue-sharing business model. The company will host an online presentation unveiling the bank on September 15, 2025, at 12:30 p.m. ET, available via live stream at http://www.esh.com.