U.
S. Bank has launched the U.
S. Bank Business Shield™ Visa® Card, a new business credit card designed to assist small business owners in managing financial and resource challenges.
The new card provides a 0% introductory APR on purchases and balance transfers for 18 billing cycles when applications are made at a U.
S. Bank branch, and 12 billing cycles for applications submitted through digital channels. It features no annual fee and includes a suite of benefits intended to support the needs of small businesses.
Anthony Merola, head of Bank Brand and Small Business Cards at U.
S. Bank, stated, “The Business Shield Visa card is designed to help business owners navigate the unpredictable financial and resource challenges that come with running a small business. Featuring an industry-leading 0% extended introductory APR on purchases and balance transfers, and access to Spend Management, our expense management platform, this card is a transformative solution for both new and seasoned business owners looking to safeguard their business from the unexpected.”
The card integrates with U.
S. Bank’s Spend Management platform, which offers tools such as robust card controls, integrated accounting, and intuitive receipt capture. This platform aims to reduce costs, minimize manual work, and save time for businesses, all accessible through a single dashboard.
Additional features of the Business Shield Visa Card include Purchase Security, which protects purchases if an item is stolen or damaged, and Extended Protection, adding an extra year to eligible warranties. Cardholders can also receive 5% cash back on air, hotel, and car reservations booked directly through the Travel Center, along with a $50 annual statement credit when $5,000 is booked in the Travel Center. An annual $0 fee ExtendPay® Plan is available after the introductory APR period. Further protection benefits encompass zero fraud liability, auto rental collision insurance, and cell phone protection.
U.
S. Bancorp, the parent company of U.
S. Bank National Association, is headquartered in Minneapolis. As of December 31, 2025, the company reported approximately 70,000 employees and $692 billion in assets, serving customers globally across various business segments including consumer banking, business banking, commercial banking, institutional banking, payments, and wealth management. The card is available to United States residents only.
