Robinhood, a financial services platform, has fully rolled out a new mortgage offer for its Gold subscribers, facilitated through an exclusive agreement with Sage Home Loans, a digital mortgage lender.
The new offering provides eligible Robinhood Gold subscribers with access to mortgage rates at least 0.75% below the national average, alongside a $500 credit toward closing costs for new home purchases or refinances. This service is powered exclusively by Sage Home Loans.
The broader launch follows a pilot program conducted over the summer with a select group of Robinhood Gold subscribers. The initiative comes at a time when home affordability remains a significant challenge for buyers, and refinancing options can offer potential long-term savings for homeowners.
This collaboration integrates Sage’s digital lending experience with Robinhood’s platform, aligning with a broader industry shift toward data-driven technology, increased transparency, and enhanced user experience in the mortgage sector. Sage Home Loans, identified by NMLS ID #3304, combines mortgage expertise with modern technology to streamline the home financing process from application to closing. The company’s stated mission is to expand access to homeownership by reducing costs and removing barriers for borrowers.
Mike Malloy, CEO of Sage Home Loans, commented on the development, stating, “This work reflects Sage’s commitment to leading the future of home lending. We’ve built a mortgage experience that’s simple, digital, and transparent — and collaborating with Robinhood shows what’s possible when technology meets accessibility. Our goal is to help more people turn financial progress into homeownership, one of life’s most meaningful milestones.”
Sakhi Gandhi, Director of Partnerships at Robinhood, added, “Robinhood’s mission is to democratize finance for all, and this new benefit for annual Gold subscribers underscores that commitment. Through our work with Sage Home Loans, we’re helping reduce financial barriers to homeownership and empowering customers to build wealth through one of life’s most important investments.”
Eligible Gold members can explore loan options and connect with Sage’s loan officers directly through the Robinhood app. It is important to note that Robinhood Gold is a subscription-based program offered through Robinhood Gold, LLC, and Robinhood is not a lender. Sage Home Loans Corporation (NMLS ID #3304) operates independently and is not affiliated with any Robinhood entity. The average rate savings are based on the individual loan scenario, informed by the Mortgage News Daily national average, and the offer is not available in all states.
