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Zinnia Launches Annuity Processing on The Policy Processor with Royal Neighbors of America

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Zinnia, a life and annuity (L&A) technology firm, has successfully implemented The Policy Processor (TPP) for annuity processing with Royal Neighbors of America, marking the first time the platform has supported annuities and advancing the organization’s digital capabilities.\n\nZinnia, an Eldridge Industries business, announced the successful deployment of its new business and underwriting platform, The Policy Processor (TPP), with Royal Neighbors of America, a membership organization specializing in L&A products. This launch positions Royal Neighbors as the inaugural carrier to process annuities on TPP, a significant step in its digital transformation efforts aimed at enhancing service efficiency for its members.\n\nTPP is designed to streamline underwriting and case management operations for carriers through AI-powered intelligence, integrated workflows, and flexible configuration tools. The platform consolidates all case information into a single dashboard, which is intended to reduce manual processes, minimize fragmentation, and facilitate quicker, more consistent decision-making across teams.\n\nZarifa Reynolds, CEO and President of Royal Neighbors of America, commented on the deployment, stating, “This launch gives us the flexibility to deliver the experience our members and agents expect. Members will experience faster, more seamless service, while agents gain time to focus on their clients. It’s a meaningful advancement in our mission to insure lives and serve communities.”\n\nThe implementation establishes a unified platform for managing all case and policy data, workflow processes, and steps, thereby eliminating the necessity to navigate multiple systems. With its capability to support various L&A products, distribution channels, and application types, TPP enables Royal Neighbors to process annuities alongside its existing Single Premium Whole Life business with increased consistency and efficiency.\n\nGeorge Esposito, CEO of Zinnia, noted, “Royal Neighbors is deeply focused on serving members and supporting agents, and this launch helps them do both. TPP consolidates the work of annuity case management into one platform, cutting friction and enabling faster, more reliable processing. We’re proud to help advance their mission with a modern foundation that can grow with their business.”\n\nRoyal Neighbors of America, established 130 years ago, maintains a mission of Insuring Lives, Supporting Women, and Serving Communities. The organization provides tailored life insurance and annuity products, community impact opportunities, and member benefits such as savings on prescriptions and health screenings. Royal Neighbors holds an “A Excellent” rating from AM Best Company and was recognized as a 2025 Best Insurance Company by Forbes. Zinnia, backed by funds managed by KKR and Vista Credit Partners, offers comprehensive technology solutions to simplify L&A insurance processes for carriers and distributors.

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