ShredPay has launched a unified blockchain finance platform in the United States, providing compliant access to stablecoins, non-custodial digital wallets, curated cryptocurrencies, and decentralized finance (DeFi) yield products for U.
S. retail and institutional users. The platform also offers a white-label solution designed for financial institutions.
Developed by U.
S.-based veterans from major crypto exchanges and regulated financial services, the platform aims to address a perceived structural mismatch in the market. Founders indicate that while Americans show interest in blockchain finance, existing options are often fragmented and lack the end-to-end compliance necessary for widespread adoption.
According to Mauricio Beugelmans, CEO and co-founder of ShredPay, “Recent polling shows that many Americans are interested in blockchain finance but don’t trust the existing ecosystem. We built ShredPay for that gap. Blockchain finance is infrastructure, not ideology—the platforms that will scale are the ones that work within the financial system, not against it.”
For retail users, ShredPay provides direct access to USD-to-stablecoin conversion, non-custodial wallets, a selection of cryptocurrencies, vetted decentralized yield products, and stablecoin payment capabilities. For financial institutions, the platform delivers a white-label, fully compliant infrastructure solution, enabling them to offer these services under their own brand.
A distinctive feature of the platform is the ShredPay DeFi Ratings Index, a proprietary framework designed to evaluate decentralized finance protocols based on risk and operational metrics. This system intends to offer a level of transparency comparable to traditional credit ratings for an asset class that has historically lacked standardized assessment tools.
Melissa Muehlfeld, president and co-founder, stated, “Blockchain finance is part of the evolution of finance, not a revolution. ShredPay meets the standards institutions require while preserving the efficiencies decentralized protocols offer.” The platform’s initial launch in March marks phase one of its rollout. The company plans to expand the ShredPay DeFi Ratings Index to include additional protocols and implement further institutional integrations throughout 2026.
