São Paulo-based Decade, an artificial intelligence (AI) wealth management startup, has emerged from stealth with $85 million in seed funding, which the company claims is the largest seed investment ever secured by a startup in Latin America.

The funding round saw participation from Greenoaks, Benchmark, and Diffusion. Decade offers a financial wealth management platform designed to integrate custom financial AI models with human advisors to consolidate asset tracking, diagnose portfolio inefficiencies, and provide investment guidance.

The startup assigns each client a senior human advisor, accessible via WhatsApp or video, who is supported by a proprietary AI model. According to a company statement, this AI model is designed to “know their full financial context and remembers every conversation.” Decade is currently accessible through a waitlist.

Decade was co-founded by Vitor Olivier, former CTO of Nubank, and Felipe Meneses, who founded data intelligence firm Hyperplane. Nubank acquired Hyperplane in 2024, after which Meneses spent a year in Olivier’s technology unit as a machine learning engineer. At Decade, Olivier serves as CEO, while Meneses leads AI development.

Meneses stated that financial services are complex by design and often monetized through information asymmetry, which AI aims to collapse. He added, “Decade is AI-native from day one: agents that read every statement, monitor every position, and reason across your entire balance sheet, continuously. That level of attention used to be reserved for the ultra-rich. Now we can create an entire generation of millionaires.”