Andrews Federal Credit Union, based in Suitland, Maryland, has selected Scienaptic AI’s platform to enhance credit access and streamline lending decisions for its global membership.
Established in 1948, Andrews Federal Credit Union serves over 141,000 members globally and manages more than $2.5 billion in assets. With 15 branches across Washington, D.C., Maryland, Virginia, New Jersey, and international locations in Germany, Belgium, and the Netherlands, the credit union focuses on providing financial solutions to military and civilian communities. By integrating Scienaptic AI’s AI-powered, regulatory-compliant technology, Andrews Federal aims to make faster, more informed lending decisions, optimize credit processes, and expand lending opportunities, particularly for underserved members.
Pat Campbell, Chief Lending Officer at Andrews Federal Credit Union, stated, “Our partnership with Scienaptic AI is a critical step in enhancing our lending infrastructure to reflect our values and support our global member base. Their platform will advance our credit decisioning and provide greater efficiency, precision, and consistency. By increasing decision automation and unlocking deeper insights, we will be able to streamline lending while enhancing the lending experience for our members.”
Patrick McElhenie, Chief Growth Officer at Scienaptic AI, commented, “Their global footprint and member-first approach align perfectly with our platform’s ability to drive smarter decisions, improve automation, and expand credit access. We look forward to supporting their journey toward more inclusive and agile lending.”
Founded in 2014, Scienaptic AI focuses on AI-driven credit decisioning to foster financial inclusion. Its platform incorporates advanced machine learning algorithms and rigorous risk and fair lending monitoring, enabling financial institutions to extend credit to a broader range of borrowers, including underbanked and underserved individuals, without increasing risk. In September 2024, Scienaptic’s Credit Union Service Organization (CUSO) received strategic equity investments from its clients, reinforcing its commitment to AI-driven solutions for loan growth, automation, lifecycle management, and compliance. The CUSO is currently supported by 10 strategic investors.
The Scienaptic AI platform supports over 150 lenders, collectively managing $3.9 trillion in assets. It processes more than 3 million credit decisions monthly, evaluating over $3 billion in loan applications, and facilitates credit access for over 1.3 million underserved individuals each month. The company has experienced significant growth, expanding over 2,000% in the past three years due to increasing demand for AI in lending.
