Aeropay announced its utilization of Jack Henry embedded payments technology to expand its instant payment capabilities and reinforce the resilience of its national pay-by-bank network. The integration enhances Aeropay’s bank integration capabilities and introduces additional payment rail infrastructure.
Through its integration with Jack Henry Payments Orchestrator (formerly Victor Technologies), Aeropay now supports Request-for-Payment (RfP) and Real-Time Payment (RTP) capabilities, strengthening its multi-rail architecture. The integration is currently live, and Aeropay intends to broaden RfP and RTP capabilities across its ecosystem in the coming months, reinforcing its focus on resilient, real-time pay-by-bank payments nationwide.
This integration enables Aeropay to dynamically route transactions based on performance, availability, and risk conditions. This architecture aims to improve uptime, accelerate transactions, and provide greater flexibility for instant payment acceptance and settlement as RfP and RTP networks expand across U.
S. financial institutions.
By combining expanded rail redundancy with its developer-first API stack, Aeropay provides secure account-to-account payments that can be embedded directly into checkout and wallet workflows for merchants and platforms. This is supported by scalable banking connectivity and smart routing logic.
Central to this infrastructure is Aeropay’s proprietary risk intelligence engine, designed for bank payments. The system evaluates user behavior, transaction patterns, and network signals in real time to optimize authorization decisions. The addition of orchestration technology further enhances Aeropay’s ability to balance speed, reliability, and security in scaling instant payments.
Jack Henry acquired Victor Technologies in September 2025.
Aeropay is a pay-by-bank provider that facilitates instant, direct, and secure bank payments for businesses and their customers. Its solutions, which include pay-ins and payouts, are designed to reduce costs, improve cash flow, and enhance customer experiences.
Jack Henry (Nasdaq: JKHY) is a financial technology company that connects financial institutions with their customers. The S&P 500 company offers banks and credit unions an ecosystem of internally developed capabilities and integration with fintechs. For 50 years, Jack Henry has provided technology solutions to approximately 7,400 clients, enabling them to innovate, differentiate, and compete.
