FundingSearch.com has launched a new intelligent matching platform for UK commercial finance, providing lenders and brokers with access to loan applications featuring live, verified financial data directly from borrowers’ accounting software.
The platform integrates with Xero, Sage, and Companies House, delivering real-time profit and loss, balance sheet, and cash flow data alongside verified business information. This approach aims to eliminate reliance on self-reported figures and outdated management accounts in commercial lending.
The launch addresses a challenge within the industry where over half of SME loan applications reportedly fail, contributing to inefficiencies for both brokers and lenders. FundingSearch.com’s matching technology is designed to connect borrowers with suitable lenders from the outset, ensuring applications meet specified criteria with supporting verified data.
Phillip Evans, Founder and CEO of FundingSearch.com, commented on the platform’s potential impact: “I spent decades as a broker watching good deals fall apart because the right lender wasn’t found in time. Placing complex deals can take weeks of manual research. FundingSearch fixes that. Brokers get instant matches, lenders get pre-qualified applications, and borrowers get decisions in days, not weeks.”
This introduction aligns with the Financial Conduct Authority’s (FCA) Open Finance vision, by integrating verified, real-time financial data into commercial lending processes for the first time. Lenders and brokers joining the platform will have access to pre-qualified applications spanning various finance types, including asset finance, invoice finance, working capital, trade finance, merchant cash advance, and property finance.
Lender registration for the platform is currently open at www.fundingsearch.com, with priority onboarding available for early adopters. Founded in 2025 and headquartered in Sheffield, FundingSearch.com is an intelligent matching platform for UK commercial finance, aiming to connect SME borrowers, commercial finance brokers, and lenders through verified financial data integration and intelligent matching technology to facilitate faster, more accurate lending decisions across the UK market.