Pepper Advantage, an international credit management and technology firm backed by J.
C. Flowers & Co., has completed its acquisition of Computershare’s UK mortgage servicing business, Computershare Loan Services, significantly expanding its assets under management and operational footprint in the UK. This strategic move increases Pepper Advantage’s assets under management (AUM) in the UK to approximately £50 billion and its global AUM to €75 billion.
The integration of Computershare Loan Services, which includes its Zephyr and Topaz Finance lending operations, expands Pepper Advantage’s UK presence. This adds substantial credit management capabilities to the company’s existing hubs in London and Uxbridge.
Furthermore, the acquisition will extend the reach of PRISM, Pepper Advantage’s proprietary credit management platform, across the entire asset base of Computershare Loan Services. This expansion is expected to enhance PRISM’s capacity to deliver improved operating leverage, deeper data integration, and scalable servicing capabilities for a broader range of institutional clients, while continuing to provide advanced analytics and workflow automation throughout the credit lifecycle.
“The deal closure marks a pivotal milestone for our business as we continue to grow in the UK, both in assets under management and the range of clients we serve,” stated Fraser Gemmell, Group CEO, Pepper Advantage. “Underpinning our strategy is our market-leading credit management technology platform, PRISM. By integrating Computershare’s UK loan servicing business, we aim to enhance this unique solution and provide even greater value to our expanding client base. I am delighted to welcome the skilled Computershare team to Pepper Advantage and look forward to growing our new business together.”
Pepper Advantage is an international credit management and technology company operating across Asia, Europe, and the United Kingdom. With €75 billion in assets under management, the company services multiple asset classes, including residential and commercial mortgages, real estate, SME loans, asset financing and leasing, auto and consumer loans, credit cards, retail finance, and BNPL. It assists investors, financial institutions, fintechs, and banks in managing their credit portfolios, aiming to reduce system costs and complexities and support new non-bank lending.
