Pacsun, a specialty retailer recognized for its focus on youth culture fashion, has announced a partnership with Affirm, a financial technology company. This collaboration introduces a flexible payment option for Pacsun customers, allowing them to pay for purchases over time, particularly relevant for the upcoming holiday shopping season.
As part of the initiative, Pacsun is offering a 10% discount on items from its Holiday Gift Guide. Customers can apply the promo code “AFFIRM” at checkout, with the offer valid through December 18, 2025, and applicable with any form of payment.
Eligible shoppers opting to use Affirm can spread the cost of their purchases through interest-free biweekly payments or monthly installments for up to 24 months. Affirm’s model is structured to avoid hidden or late fees.
Richard Cox, Pacsun Chief Merchandising Officer, commented on the new offering, stating, “Our customers want to look good and feel good this holiday season – and that includes how they pay for the moments that matter, whether it’s finding the perfect gift for a friend or treating themselves. By partnering with Affirm, we’re giving them a better way to pay – one that brings clarity, control, and confidence to every purchase.”
Pat Suh, SVP of Revenue at Affirm, added, “People are planning their holiday purchases more intentionally than ever. They’re looking for payment options they can count on – and more are choosing Affirm because it delivers exactly that. Together with Pacsun, we’re helping them shop smarter so they can focus on what really matters – celebrating the season, not worrying about late or hidden fees.”
This partnership integrates Pacsun into Affirm’s network of nearly 420,000 merchant partners, which includes brands such as Amazon, Costco, StubHub, SeatGeek, REVOLVE, Net-a-Porter, StockX, and adidas.
Affirm’s payment options are subject to an eligibility check and may not be available in all locations. Rates for loans range from 0-36% APR. For example, a $140 purchase might result in monthly payments of $12.64 over 12 months at a 15% APR. Options depend on the purchase amount, and a down payment may be required. Loans for California residents by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.
