i2c Inc., a global financial technology innovator, has announced its certification by Visa to enable Click to Pay worldwide, a move designed to enhance the security and efficiency of online checkout experiences.
Click to Pay represents a global EMVCo standard for online payments, aiming to streamline and secure the eCommerce process. The certification allows i2c clients to integrate Click to Pay across various regions via a single connection. This system provides a seamless, tokenized checkout, eliminating the need for consumers to manually input card numbers or billing details. Users can complete online purchases with a single click. By replacing traditional card numbers with dynamic tokens through network tokenization, Click to Pay has demonstrated a 31% reduction in fraud and a 4.3% increase in authorization rates compared to standard PAN-based payments.
The payment method is experiencing growing global adoption, with a 128% annual increase in transactions. Additionally, 89% of consumers rate Click to Pay as equivalent to or superior to other digital payment options. A report from Datos Insights, “Top Trends in Retail Banking & Payments 2025,” highlights the potential of Click to Pay to minimize cart abandonment by removing manual card entry. The report advises financial institutions serving merchants to offer straightforward integration for this payment method, while card issuers should collaborate with networks to enroll their customers.
Thad Peterson, Strategic Advisor at Datos Insights, commented on the development: “In the payments ecosystem, friction is failure. Any tool that can reduce the friction around payments will help to increase transaction volume. Click to Pay simplifies the transaction process for customers, reducing cart abandonment and increasing sales. Beyond simplifying the purchase process, fraud goes down and authorizations increase with Click to Pay, making it a trifecta for issuers on the i2c platform.” Seth Perlman, Global Head of Product at i2c Inc., added, “As digital commerce continues to evolve, consumers now expect speed, simplicity, and security in every transaction. Achieving certification as the first issuer processor to enable Visa Click to Pay globally is a proud moment for us that builds on our ongoing work with Visa. It marks a meaningful step forward in empowering our clients and their customers with quick, seamless, and secure online shopping experiences.”
This certification deepens the collaboration between Visa and i2c, an award-winning global financial technology innovator known for powering credit, debit, prepaid, core banking, and money movement solutions. i2c’s platform unifies banking and payments, offering a customer-centric architecture and composable solutions for financial institutions and fintechs globally. The company, based in Redwood City, California, has operated for over 25 years.
