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Clearco Launches Rebuilt Platform for Flexible E-commerce Funding, Featuring AI-Powered Underwriting

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Clearco, a capital partner for over 10,000 high-growth brands, has announced the full-scale launch of its rebuilt funding platform. The platform, which was two years in development following its October 2023 recapitalization, is designed to provide strategic, flexible, and competitive capital for e-commerce merchants.

Andrew Curtis, CEO of Clearco, stated, “Founders don’t just need capital. They need a partner who helps them win. We’ve been through every type of growth curve with our founders, from supply chain chaos to tariffs to scaling across borders. We rebuilt Clearco to deliver capital that thinks like they do and moves as fast as they do.”

Clearco’s rebuild is based on a decade of founder feedback and data. The platform aims to challenge traditional funding models by eliminating personal guarantees and all-asset liens. It offers flexibility and deploys capital based on a business’s current momentum and future potential, rather than solely on historical performance. Clearco’s AI-powered underwriting evaluates both past performance and present trajectory, offering founders improved pricing, increased capacity, and faster access to funding. Curtis added, “Growing businesses shouldn’t be penalized for moving fast. Our platform gives founders better terms as they perform. It’s capital that rewards their growth.”

The platform is structured around three core needs for founders:

Competitive Capital: New pricing grids offer lower rates, higher capacity limits, and funding within 24 hours, without requiring ownership dilution or personal guarantees.

Flexible Funding: Founders can combine various funding structures and deployment options. These include Fixed Funding Capacity for strategic initiatives, Rolling Funding Capacity for continuous growth, Cash Advance for direct control, and Invoice Funding for precise supplier payments. This flexibility supports founders in volatile markets, enabling quick and precise action. Ricardo Larroudé, CEO of Larroudé, commented, “With Clearco’s Invoice Funding, we could pay suppliers fast, reduce production cycles from 120 days to 45, and move from idea to market in a matter of weeks.”

Strategic Partnership: Leveraging insights from funding over 10,000 high-growth brands, Clearco assists companies in identifying trends, avoiding common pitfalls, and navigating various growth stages. Zel Crampton, Founder of Diggs, noted, “Clearco helped us at a critical moment. They allowed us to focus on our vision, not on financing headaches.”

The launch occurs at a time when businesses are managing rising tariffs, tighter lending conditions, and fluctuating consumer demand. Curtis emphasized, “Founders pivot. Markets shift. Opportunities appear rapidly. Your capital should keep pace. We built Clearco for the moments that define your trajectory. We help you act with confidence, and without constraints.”

All funding products and new pricing are currently available to new and existing customers via the Clearco website. Founders can apply online or consult with a capital specialist to determine the most suitable funding structure for their business model. Clearco has deployed over $3 billion to more than 10,000 brands, providing both Cash Advance and Invoice Funding. Its performance-driven model features competitive terms, capped weekly repayments, and access to capital in as little as 24 hours, without dilution or personal guarantees.

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