UMB Financial Corporation (Nasdaq: UMBF) announced the successful completion of its systems and brand conversion for Heartland Financial USA, Inc., marking the final component of the largest acquisition in UMB’s 112-year history.
The acquisition officially closed on January 31, 2025, and this latest milestone integrates all former Heartland Financial (HTLF) divisional banks onto UMB’s platforms and under its brand. This expansion significantly broadened UMB’s operational footprint from eight to 13 states.
UMB’s assets stood at $71.8 billion as of June 30, 2025, following the acquisition. Mariner Kemper, chairman and chief executive officer of UMB Financial Corporation, stated, “Our combined company is performing extremely well as evidenced by our second quarter earnings results. We’ve gained great talent and are already seeing business wins and strong camaraderie among the teams. I am extremely proud of all the associates who worked so tirelessly to deliver a seamless transition to our customers.”
Newly transitioned UMB customers, previously with HTLF, are now fully integrated into UMB’s systems, allowing them to access their accounts at any UMB location and through its online banking platform. All UMB customers now benefit from an expanded banking network comprising 192 branches and 347 ATMs. Customers seeking more information about the transition and available offerings can visit welcome.
UMB.com.
Kemper emphasized the strategic importance of the integration, adding, “This is a monumental day as we move forward as a unified company from both an operational and brand perspective. We are excited to grow with these communities, bringing our expertise, an expanded team and enhanced products and services to further build upon these relationships and provide even more impact.”
UMB Financial Corporation, headquartered in Kansas City, Missouri, offers commercial banking, personal banking, and institutional banking services. These include comprehensive deposit, lending, investment, retirement planning, wealth management, financial planning, asset servicing, corporate trust solutions, investment banking, and healthcare services. UMB operates branches across Missouri, Arizona, California, Colorado, Iowa, Kansas, Illinois, Minnesota, Nebraska, New Mexico, Oklahoma, Texas, and Wisconsin. The company maintains its customer-focused approach, aiming to provide the services of a national bank with the personalized attention characteristic of a community bank. “Our goal is to take local national, and we’re doing that the same way we always have—with local decision-making, community involvement and the best people in the industry,” Kemper concluded.
