Socure, a provider of artificial intelligence for digital identity verification, authentication, and fraud prevention, has announced the launch of Socure Signals, a new offering designed to provide enterprises with direct access to the feature store that powers its machine learning models. Socure Signals aims to deliver accurate identity and risk decisions across more than 190 countries, initially launching with over 250 features and planning rapid expansion. By providing access to the data attributes, probabilistic features, and graph consortium intelligence that drive Socure’s fraud and identity models, the platform offers transparency and flexibility for organizations to fine-tune strategies, adapt machine-learning models to specific challenges, and counter complex AI-powered fraud schemes.
Johnny Ayers, Founder and CEO of Socure, stated that Socure was an early adopter of supervised and semi-supervised machine learning for identity verification and fraud detection. He noted that Socure Signals empowers fraud, risk, and data science teams with the foundational elements of its models, enabling them to develop defenses that match the speed and sophistication of contemporary AI attacks.
Socure Signals introduces three categories of intelligence: Input-Derived Signals, Model-Derived Signals, and Graph-Derived Signals. Input-Derived Signals encompass data attributes from personally identifiable information (PII), documents, biometrics, and behavioral interactions, including phone carrier type, email domain age, ID barcode fields, selfie liveness, and click-path behavior. Model-Derived Signals feature advanced, probabilistic elements from Socure’s proprietary AI models, such as perplexity scores for randomized identifiers and computer vision variables designed to detect subtle document tampering, injection attempts, or presentation attacks. Graph-Derived Signals provide insights from Socure’s proprietary Identity Graph, which links billions of entities, devices, and behaviors across industries to identify cross-institution fraud rings, velocity anomalies, and consortium-level first-party fraud patterns.
These signals are delivered via an API alongside Socure’s model risk scores and reason codes, offering organizations precision and transparency to understand the rationale behind a score and its driving attributes. Within Socure’s RiskOS™ platform, organizations can integrate Signals into custom rules, adaptive workflows, and decisioning paths, enabling fraud teams to respond to emerging threats in real time.
During pre-launch testing, a prominent fintech firm utilized phone-specific signals to identify systemic fraud concentrated within a few phone carriers, which exhibited fraud rates exceeding 90%. By implementing custom rules to enhance verification for applicants associated with these carriers, the organization successfully disrupted coordinated fraud ring activity and prevented further losses before they escalated.
Pablo Abreu, Chief Product & Analytics Officer at Socure, commented that Socure Signals transforms the capabilities of fraud and risk teams. He added that organizations now have a transparent view of the most critical features and signals, facilitating faster innovation and leveraging explainability as a strategic advantage.
Socure Signals will be available starting October 17 to enterprises across financial services, fintech, gaming, e-commerce, and other sectors that are managing the increasing complexity of fraud in a digital-first economy.
Socure is a platform for digital identity verification, compliance, and fraud prevention solutions, used by large enterprises and government agencies to build trust and mitigate risk. Leveraging AI and machine learning, its platform aims for high accuracy, automation, and capture rates. Following its acquisition of Effectiv last year, Socure launched its RiskOS™ platform to offer end-to-end decisioning and orchestration for identity fraud and payment risk management, integrating transaction monitoring, credit underwriting, and know-your-business (KYB) solutions. Serving more than 3,000 customers and operating in over 190 countries, Socure’s client base includes 18 of the top 20 banks, major HR payroll providers, leading sportsbook operators, 58 public sector organizations, and over 600 fintechs. Organizations such as Capital One, Uber, Citi, Chime, SoFi, Green Dot, Robinhood, Dave, Gusto, Poshmark, DraftKings, PrizePicks, and the State of California rely on Socure for identity certainty across onboarding, authentication, payments, account changes, and regulatory compliance.
