Rain, a provider of earned wage access (EWA) solutions, has launched the first fully embedded on-demand pay integration directly within the Workday platform. This integration enables Workday customers to offer immediate access to earned wages for their employees without requiring external implementations, system changes, or data handoffs.
The integration is designed to simplify the deployment of EWA benefits, allowing employers to activate Rain’s solution rapidly through a simple configuration. The native Workday experience aims to address current employee financial stresses and support retention efforts in a competitive labor market. Key features include direct enablement within Workday without disrupting existing payroll systems, frictionless employee access within Workday (eliminating the need for separate logins or apps), and enterprise-grade security supported by 24/7 U.S.-based support from Rain.
Fred Choquette, Chief Operating Officer at Rain, commented on the development: “This is a significant milestone for on-demand pay. Through our integration with Workday, employers can now offer earned wage access to their employees directly through their HCM platform, without any additional operational burden. This sets a new standard for how financial wellness benefits should be deployed at scale.”
Rain’s solution is currently utilized by over 3.5 million employees and has facilitated more than $3 billion in early wage access. Companies leveraging the solution have reported measurable improvements in workforce productivity and retention, with Rain users showing an average 46% reduction in six-month attrition and working approximately 20 hours more per month compared to non-Rain users.
This partnership follows Rain’s $75 million Series B financing round and represents a strategic expansion of its embedded finance capabilities, including a recent collaboration with Marqeta. Rain’s broader mission focuses on empowering individuals by giving them control over their income and financial futures, aiming to provide an alternative to payday loans and other predatory financial products.
