Payroll Growth Partners (PGP) of the Zebec Network has announced a strategic partnership with the National Payment Corporation (NatPay), an ACH and document distribution provider, to develop a next-generation payroll and disbursement platform combining bank-grade direct deposit infrastructure with optional Web3 payout rails.
The collaboration will integrate NatPay’s payroll and human capital management (HCM) stack with Zebec Network’s programmable, real-time stablecoin payment rails. This integration aims to enable clients to route payouts through both traditional banking channels and Web3-native rails from a single platform.
NatPay, established in 1991, processes over $170 billion annually for more than 300,000 ACH clients, positioning it as one of the largest providers of ACH payroll and related services in the U.
S. PayBridge, a flagship firm within PGP’s portfolio, was acquired by PGP and processes over $300 million in annual payroll for enterprise and mid-market employers.
Through this partnership, PayBridge will utilize NatPay’s Direct Deposit Plus, pay card, and paperless statement capabilities. This is intended to provide employers within PGP’s nationwide portfolio with faster, more reliable, and fully auditable payout solutions.
The combined solution incorporates ISO 20022-based payment messaging, NatPay’s ACH engine, and connectivity to FedNow, alongside existing bank and wire settlement flows. This infrastructure is designed to support payroll, treasury, and disbursement operations, allowing employers to manage payouts across ACH, wire, real-time FedNow, and Zebec’s programmable Web3 rails from a single compliant platform.
Simon Babakhani, CEO of Zebec and Founder of Payroll Growth Partners, stated, “NatPay brings three decades of experience, national scale, and a proven infrastructure. Pairing their infrastructure allows us to offer our clients the best of both worlds: bank-trusted direct deposit and programmable payouts in one workflow.”
Jim Hagan, Executive Vice President at NatPay, commented, “PGP and PayBridge represent exactly the kind of forward-looking partners we look for. Together, we’re helping payroll providers and employers move from batch processes to always-on, digital-first experiences, without sacrificing security or or compliance.”
The integration’s initial phase will support traditional direct deposit, pay cards, and paperless pay stubs. Subsequent phased rollouts are planned for optional stablecoin payroll, earned wage access, and cross-border disbursements.
