One Washington Financial Leads New CUSO with Delfi Labs and Maps Credit Union to Enhance ALM for Credit Unions
Delfi Labs Inc., a New York-based AI-native balance sheet analytics and optimization platform, has announced the launch of a new Credit Union Service Organization (CUSO) led by One Washington Financial (OWF), the holding company of Washington State Employees Credit Union (WSECU), with Maps Credit Union joining as an early investor and adopter.
The newly formed CUSO aims to broaden access to modern Asset-Liability Management (ALM) solutions, providing credit unions with advanced, AI-powered analytics to enhance their balance-sheet decision-making. One Washington Financial and WSECU support technologies like Delfi’s to bolster balance sheet resilience and improve financial outcomes for their members, aligning with their innovation agenda.
Scott Daukas, Principal of One Washington Financial, noted the operational challenges faced by credit unions. “Credit unions face the same balance‑sheet challenges as their largest competitors, but they manage them with smaller teams,” Daukas stated. “Delfi uses AI technology to bring large-bank capabilities to credit unions of all sizes. This CUSO is about faster, clearer insights that turn complex tradeoffs into confident, member‑first decisions.”
As an early adopter, Maps Credit Union plans to utilize Delfi’s platform to safeguard margins, precisely manage interest-rate risks, and identify disciplined growth opportunities. Mark Zook, CEO of Maps, commented on the strategic value of the CUSO. “Joining this CUSO provides us early access to technology essential for us to make scenario‑driven decisions at the speed our environment demands,” Zook said. “With Delfi, we have real‑time clarity across risk management, funding strategies, and loan opportunities. This improves our decision-making abilities to better safeguard the balance sheet and unlock growth.”
Daniel Ahn, Co-Founder and CEO of Delfi, expressed enthusiasm for the collaboration. “We’re excited to be partnered with such innovative and forward-thinking credit unions,” Ahn stated. “Our AI technologies are meant to future-proof credit unions and help them punch above their weight for years to come.” Delfi’s mission is to democratize advanced financial risk management and portfolio optimization, enabling financial institutions to navigate volatile markets and achieve sustainable growth.
