Modern Treasury, a provider of global money movement infrastructure, has announced its acquisition of Beam, a stablecoin and fiat payment platform. This acquisition aims to integrate both traditional and stablecoin settlement rails into Modern Treasury’s platform, enhancing capabilities for instant payments.
Matt Marcus, co-founder and CEO of Modern Treasury, stated, “Instant payments and stablecoins are the future of money movement.” He added that Beam’s experience in delivering real-time payments for stablecoin-native flows, combined with Modern Treasury’s platform, which has processed hundreds of billions of dollars, will create robust infrastructure for instant money movement, addressing limitations of traditional banks or card-first payment providers.
The combined platform will offer a single API supporting real-time payments via stablecoins, Push-to-Card, and traditional rails such as RTP and FedNow, alongside existing options like ACH and wires. This integration is designed to streamline the launch of payment products by managing KYC, KYB, and AML processes across both fiat and blockchain systems, potentially reducing onboarding and compliance work from months to a few API calls.
This expansion will facilitate instant payouts, seamless on- and off-ramping, and more efficient treasury operations, removing the need for companies to integrate multiple providers. The market is increasingly demanding platforms that can manage both fiat and stablecoin transactions, driven by growing regulatory clarity for stablecoins and the modernization of financial institutions. Fortune 500 companies seek greater flexibility in treasury and payment operations, while global teams require a unified API for managing diverse currencies, regions, and payment systems.
The acquisition also brings significant technological and leadership additions. Beam’s stablecoin orchestration technology is expected to accelerate Modern Treasury’s roadmap for real-time, global payments. Dan Mottice, Beam’s founder, who previously led Visa’s crypto settlement products and Visa Direct Payouts, will join Modern Treasury as Head of Beam.
Dan Mottice commented, “Beam was founded on the belief that stablecoins can play a major role in the future of payments, but to make that real, you need scale, regulatory strength, and trusted infrastructure.” He emphasized that this merger will accelerate that vision, with Beam’s capabilities integrated into Modern Treasury’s platform to enable instant pay-ins and payouts, FX efficiency, and next-generation liquidity management within an enterprise-grade system.
Dimitri Dadiomov, co-founder and President of Modern Treasury, highlighted that companies currently piece together multiple providers for ACH, stablecoins, and real-time payments, which is costly and complex. He noted that with Beam, Modern Treasury becomes the first payments platform offering faster, more reliable, and lower-cost money movement across major rails, including fiat on and off ramp, cross-border, and remittance flows powered by stablecoins. Modern Treasury states its commitment to building the infrastructure for money movement as instant payments and stablecoins reshape commerce.
Beam’s existing customers will experience no interruption in service.
