Made Card, a New York City-based fintech company, has introduced the Made Essential Visa Signature Preferred Card. This launch is supported by over $8 million in seed funding and includes a nationwide distribution partnership with Fairway Home Mortgage, a prominent retail mortgage originator.
The Made Essential Visa Signature Preferred Card is designed for homeowners, providing rewards on major expenses and for timely mortgage payments. Cardholders will also receive perks such as twice-annual preventative maintenance visits from certified HVAC technicians. The card carries no annual fee and offers premium purchase protections covering loss, theft, accidental damage, price matching, and extended warranties.
Simultaneously with the card’s release, the Made mobile app will integrate AI-enabled home journal and concierge chatbot features aimed at enhancing the homeowner experience. Through the partnership, Fairway borrowers will be invited to apply for a special Made Essential Visa Card, enabling them to earn rewards for on-time mortgage payments and other home-related spending. These rewards can be applied to reduce closing costs on future Fairway refinances or purchases. Fairway Home Mortgage plans to commence marketing the card through select loan officers and branches this month, with a broader nationwide rollout scheduled for January 2026.
Ashin Shah, CEO and Co-Founder of Made Card, stated that mortgages and credit cards, despite being critical financial products, have not historically operated in conjunction. Christophe Van, President and Co-Founder of Made Card, noted that the company’s approach transforms everyday home expenses, including mortgages and home improvements, into financial relief, using the credit card as a foundation for a platform to manage home-related finances.
Cardholders can earn bonus points on spending by making on-time mortgage payments and accelerators in categories such as home improvement, home maintenance, home furnishings, gas, groceries, and utilities. Beyond mortgage-related redemptions and homeowner-focused rewards, points can be redeemed for traditional credit card rewards like cash-back and gift cards, as well as innovative options such as credit card APR buydowns.
Jump Capital, a co-lead investor in the seed round, expressed confidence in Made Card. Tarun Gupta, a Partner at Jump Capital, highlighted the team’s combination of entrepreneurial focus and mastery in financial engineering, capital markets operations, and payments optimization.
The collaboration with Fairway Home Mortgage aims to deepen customer relationships. Made Card is directly integrated with the mortgage process, allowing new homeowners to immediately benefit from rewards redeemable for future refinances or purchases. Mike Blake, President of Capital Markets at Fairway Home Mortgage, emphasized the shared commitment to serving customers and making homeownership more affordable by reducing future costs through rewards tied to mortgage payments and home expenses. Alex Song, Co-Founder and Board Member of Made Card, commented on the opportunity for the mortgage industry to create a holistic homeownership experience, positioning Fairway Home Mortgage to offer tangible benefits that boost growth and retention.
The Made Essential Visa Signature Preferred Card is issued by Lead Bank, Member FDIC, under a license from Visa U.
S.
A. Inc. Applications are currently being accepted online.
