LoanPro, a modern credit platform, and NXTMOVES, a credit card program management platform, have formed a strategic partnership to integrate credit servicing, issuing infrastructure, and program management, aiming to provide compliant and scalable credit card programs. The collaboration is designed to offer a robust solution for managing accounts and programs, with LoanPro serving as the credit ledger, source of truth, and operational hub for servicing, payments, and collections.
The partnership addresses the increasing complexity of launching credit card programs, which many fintechs and community banks are exploring to deepen consumer relationships and provide liquidity. The current market is characterized by fragmented ecosystems, legacy providers, and evolving regulatory requirements, leading to extended timelines and escalating costs for program implementation.
Within this unified operating model, LoanPro will provide its modern credit platform as the system of record and servicing engine, delivering centralized credit ledger management, data access, and account servicing. NXTMOVES complements this foundation with ROOK, its full-stack program management platform, offering issuing infrastructure, sub-processing, and real-time transaction oversight.
NXTMOVES also functions as an official referral partner, granting LoanPro clients direct access to ROOK’s program management and transaction control capabilities. NXTMOVES’s differentiation as a program manager with integrated credit-facility capabilities further strengthens the alliance, enabling faster launches and enhanced control over program economics for clients. LoanPro supports this by facilitating capital deployment, loan servicing, and debt tranche structuring, which are crucial for program growth.
Additionally, as NXTMOVES connects its fintech clients with community bank partners, it supports LoanPro’s role in enabling financial institutions to become BIN sponsors, thereby broadening these banks’ scope and diversifying the credit ecosystem with a wider range of trusted providers.
Rhett Roberts, Co-founder and CEO of LoanPro, commented on the partnership, stating, “LoanPro and NXTMOVES are aligned not only on the product and experience we’ll offer to card providers, but also in our vision for the future of finance. Looking at how they’ve reenvisioned program management, it’s easy to recognize NXTMOVES as innovators in the space. Just like LoanPro, they’re bridging the gap between where credit could be and where it stands today.”
NXTMOVES co-founder Steve Nigri highlighted the shared origins and vision driving the collaboration. “NXTMOVES was built from firsthand experience working with legacy cores and platforms that slowed go-to-market and constrained innovation. We rebuilt the model from the ground up — prioritizing transparency, 1:1 underwriting, compliance, and scalability. LoanPro shares that same perspective and commitment to modernizing credit operations, enabling providers to launch better products and deliver a stronger consumer experience.”
LoanPro currently serves over 600 lenders with its composable architecture, designed to upgrade borrower, agent, and back-office experiences across origination, servicing, payments, and collections. NXTMOVES, founded by Steven Nigri and Walter Hoffmann, aims to provide transparent and compliant infrastructure for growth by transforming opaque Banking-as-a-Service models.
