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Global Fintech Funding Rounds Secure Millions for Open Banking, AI, and Business Operations

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A series of recent funding announcements reveals significant investment across the fintech landscape, with companies specializing in open banking, AI-powered crypto wallets, business financial platforms, financial operations, and credit risk management collectively raising millions to fuel their growth and technological advancements.

Riyadh-based open banking services provider Spare has successfully closed a $5 million pre-Series A funding round. The investment was led by anb Seed Fund, with participation from Boubyan Ventures, Vision Ventures, SEEDRA Ventures, 500 Global, Middle East Venture Partners (MEVP), and several angel investors.

Founded in 2019 by CEO Dalal Alrayes and Sourabh Shah, Spare develops open banking APIs designed for accessing account data, verifying identities, facilitating account-to-account payments, scoring risk, and processing recurring payments. The company operates with a licence from the Central Bank of Bahrain and previously secured $3 million in 2023 to support team expansion and marketing initiatives. The new capital will be used to scale its open banking platform and API integrations, in addition to accelerating product development. Currently connected to over 35 financial institutions, Spare intends to expand its operations across the Gulf Cooperation Council (GCC) region.

AI-powered crypto wallet developer Senpi has secured $4 million in seed funding. Lemniscap, an investment firm focused on emerging crypto assets and early-stage blockchain companies, led the round. Additional investors included Coinbase Ventures Base Ecosystem Fund, Auros, Mana, SuperLayer, Primal, and various angel backers.

Led by founder and CEO Jason Goldberg, Senpi develops “personal onchain agents” that are designed to read signals, trade autonomously, communicate with each other, and settle transactions. The start-up, a spinoff from the Web3 development platform Airstack, launched in April 2025 and claims to have executed over 250,000 agentic trades since its inception. The new funding will enable Senpi to expand its reach across iOS, Android, web, mini-apps, and SDKs, enhance its AI capabilities, support multi-chain operations, and advance towards fully autonomous trading and portfolio management.

Dublin-based fintech Seapoint has raised $3 million in pre-seed funding to support its initial market launch. Frontline Ventures led the investment round, with participation from Tapestry VC and a number of angel investors.

Established in 2024, Seapoint aims to provide a “financial home for growing companies” by integrating regulated business accounts, corporate cards, and payment functionalities with automated solutions for invoice processing, expenses, payroll, and financial reporting. The company’s platform is currently in a private beta phase, serving “dozens” of venture capital-backed start-ups as early adopters. Seapoint plans to expand its beta programme to include additional firms throughout the United Kingdom and Europe.

Eagl, a Belgium-based AI-driven fintech start-up specializing in financial operations, has raised €825,000 in funding. Syndicate One and CNBB Equity Partners co-led the round, supported by a group of Software-as-a-Service entrepreneurs.

Founded earlier this year by Samuel Van Innis, Benoit Baervoets, Brecht Carnewal, and Frederik Bakx, Eagl is developing a platform that integrates with enterprise resource planning (ERP) and accounting systems. This technology automates accounting and controlling workflows while continuously monitoring data quality. The fresh capital will be used to expand operations into broader European markets, grow its engineering team, and enhance its financial management platform.

Cloud-driven collections and credit risk platform Akuvo has received an undisclosed investment from Vista Equity Partners, a Texas-based firm focused on enterprise software companies. This capital infusion is earmarked to accelerate the development of AI capabilities within Akuvo’s collections platform, including agentic AI-powered solutions.

Jay Mossman, founder and CEO of Akuvo, stated, “AI isn’t just a buzzword – it’s the key to helping financial institutions act faster, work smarter and deliver better results. With Vista’s support, we’re accelerating our roadmap and delivering the tools our customers need to manage risk with greater precision and agility.” Akuvo currently serves over 150 credit unions and banks and has recently established new client relationships with Pennsylvania State Employees Credit Union (PSECU) and Sunrise Banks for its automated collections solutions.

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