First American Data & Analytics, a division of First American Financial Corporation, has integrated its RegsData loan-level regulatory compliance tool into the MeridianLink Mortgage loan origination system (LOS). This integration aims to provide lenders with seamless, one-click access to compliance monitoring directly within the MeridianLink LOS environment, ensuring loans meet regulatory and investor requirements before closing.
Jennifer Menard, senior director of product management, stated that RegsData addresses the evolving nature of compliance rules and requirements at federal, state, and local levels. She highlighted that the tool removes guesswork by regularly tracking regulatory changes and delivering an automated solution that flags potential compliance issues in real time. Menard added that the integration with MeridianLink offers convenience, speed, and assurance that every loan meets the latest requirements prior to closing.
RegsData functions as a robust, interactive solution that compares loan data against current laws, regulations, and investor guidelines. It is designed to alert users to potential compliance violations and fee calculation issues early in the loan process, enabling lenders to correct issues before loan origination. This functionality is intended to reduce risk and support faster, more confident loan closings.
Key benefits of the integration include automatic compliance checks that flag issues related to TRID, QM, TILA, HOEPA, and other regulatory violations, thereby eliminating the need for manual review and optimizing workflows. The fully embedded functionality allows users to review and act on compliance results without exiting the LOS environment. The system also features a quick and efficient ordering process, with reports automatically delivered to the eDocs repository, and interactive PDF reports that link directly to detailed result sections. Additionally, approved users have override capabilities to adjust fee treatments and condition tolerances, and historical access to prior orders and compliance reports is available.
JP Kelly, senior vice president of mortgage at MeridianLink, expressed enthusiasm for the expanded partnership with First American Data & Analytics. He noted that the integration of the RegsData compliance solution offers MeridianLink lenders seamless, one-click access to compliance monitoring, helping to ensure all loans meet regulatory and investor requirements before closing. Kelly emphasized that this move adds value for MeridianLink Mortgage customers by supporting faster, more confident loan closings and expands the MeridianLink Marketplace with solutions that drive origination efficiency and compliance.
First American Data & Analytics, a division of First American Financial Corporation, is a national provider of property-centric information, risk management, and valuation solutions. The company maintains the industry’s largest public records property and ownership dataset, encompassing more than 8.6 billion document images. Its major platforms and products include DataTree, FraudGuard, RegsData, First American TaxSource, and ACI.
First American Financial Corporation (NYSE: FAF) is a provider of title, settlement, and risk solutions for real estate transactions. With over 135 years of history, the company reported total revenue of $6.1 billion in 2024. Its offerings include data products for the title industry, valuation products and services, mortgage subservicing, home warranty products, banking, trust and wealth management services, and other related products. The company was recognized as one of the 100 Best Companies to Work For by Great Place to Work and Fortune Magazine for the tenth consecutive year in 2025.
