Edge Focus, a technology-enabled private-credit firm specializing in consumer assets, has completed EDGEX 2025-2, its second asset-backed securitization, totaling $200 million and backed by unsecured consumer loans.
The Rule 144A transaction leverages Edge Focus’s proprietary underwriting and analytics platforms, Origin and Lens, advancing the firm’s multi-platform capital markets strategy. The offering featured two senior notes that were placed with major institutional investors, indicating continued demand for Edge Focus’s technology-driven credit structuring.
Performance Trust Capital Partners served as the structuring agent for the transaction, with CRB Securities, LLC, an SEC-registered broker-dealer and FINRA member, also playing a lead role. Nelnet Bank, a wholly owned subsidiary of Nelnet, Inc. (NYSE: NNI), acted as co-sponsor. CRB Securities is a subsidiary of CRB Group Inc., parent company of Cross River Bank, and focuses on solving financing needs for clients seeking to access capital markets through securities issuance. Performance Trust Capital Partners is a global investment firm specializing in fixed income, structured credit strategies, and investment banking.
Elliott Lorenz, co-founder and CEO of Edge Focus, commented, “We’re pleased to return to market with our second EDGEX deal. By pairing disciplined credit with modern underwriting technology, we’re building a repeat issuance program designed to deliver scalable, attractive capital to qualified institutional buyers.”
Edge Focus manages various financial instruments, including funds, asset-backed securities, and separately-managed accounts, through its Origin and Lens platforms. These platforms also provide partners with underwriting and portfolio analytics. Nelnet, headquartered in Lincoln, NE, is a diversified company involved in financial services, asset management, loan servicing, payments, technology, and investments in areas such as early-stage venture capital, real estate, reinsurance, and solar energy.
