AstroPay has launched AstroPay Platform, enabling companies to build and launch global financial products utilizing the same infrastructure that supports AstroPay’s consumer wallet. This offering provides businesses with a full-stack financial backend, including multicurrency wallets, local bank accounts, global and local card issuing, checkout services, user onboarding, fraud controls, compliance, and foreign exchange capabilities, all accessible through a developer-first interface.
This launch signifies AstroPay’s shift from primarily serving consumers to empowering other companies with its established financial infrastructure. Businesses can now leverage AstroPay’s existing connections to various local and international payment schemes, its multicurrency wallet, card issuing capabilities, and a regulatory compliance framework spanning multiple jurisdictions.
Marc Sacal, CEO of AstroPay, stated, “We’ve built the financial infrastructure that powers our global wallet. Now, we’re opening it to the world. What used to take years of licensing, contracting, and technical effort can now be done in weeks under your own brand, with our infrastructure doing the heavy lifting.”
AstroPay Platform functions as a turnkey financial backend, offering licensed, compliant, and payment-connected infrastructure proven across numerous markets and payment systems. Through a single integration, businesses gain access to:
Multicurrency Infrastructure: Provides native support for major currencies with real-time foreign exchange, allowing businesses to offer users seamless currency conversion and global balance management.
Local Accounts and Payment Rails: Currently supports local receiving accounts in key markets, including PIX (Brazil), CVU (Argentina), IBANs (Europe), and UK sort codes, facilitating local fund transfers. Additional markets and rails are planned for future expansion.
Card Issuing and Management: Businesses can issue virtual and physical cards—local or global—to their end users. These cards are branded and powered by Visa or Mastercard, with integrated support for mobile wallets, KYC, and fraud management.
Accept AstroPay: Businesses can integrate AstroPay’s proprietary checkout, enabling direct acceptance of the AstroPay wallet as a payment method. This allows for one-click payments from millions of users and includes in-app promotion within the AstroPay ecosystem.
Regulatory Compliance Framework: AstroPay’s infrastructure incorporates KYC, AML, sanctions screening, fraud detection, and licensing across multiple jurisdictions, thereby reducing the need for partners to establish in-house regulatory operations.
Real-time Processing and APIs: A modern API architecture with real-time processing and developer tools ensures seamless deployment, scalability, and customization.
AstroPay Platform enables companies to operate like a fintech, whether launching wallets and cards, offering global payouts, or embedding payments into existing products. This applies to various entities, from creator platforms and travel apps to payroll tools and B2B marketplaces, allowing them to embed global financial services under their own brand while AstroPay manages the underlying complexities.
Traditionally, establishing cross-border financial services involves extensive efforts in building payment provider relationships, navigating diverse regulatory requirements, and developing currency and risk management systems. This process can take years and significant capital. AstroPay Platform aims to compress this timeline to weeks by offering a turnkey solution built on proven infrastructure, already operational across dozens of markets and integrated with various local and international payment schemes.
Sacal noted, “Companies no longer need to piece together banking, compliance, and payments from scratch. AstroPay Platform eliminates friction, reduces time-to-market, and makes sophisticated financial infrastructure available to any business.”
The platform supports a wide array of business models, from fintech disruptors to non-financial enterprises integrating financial features for the first time. By abstracting complexity into modular APIs, companies can select specific features and go live quickly. AstroPay Platform is currently being used by early partners in Latin America and Europe for payouts, cards, and local account infrastructure.
Key use cases include:
Retailers and Consumer Apps: Retailers, loyalty programs, and consumer-facing apps can embed financial tools such as digital wallets and prepaid cards to enhance engagement and drive repeat purchases without needing to become financial institutions.
Regional Fintechs and Superapps: Local fintech apps with established domestic presence can expand globally without building new infrastructure or acquiring additional licenses. AstroPay Platform allows them to offer users international bank accounts, global cards, and cross-border payment features.
E-commerce and Marketplace Platforms: Digital marketplaces can enable sellers to receive payments in local currency and buyers to pay using their preferred methods, including the AstroPay Wallet. Real-time FX and embedded account infrastructure facilitate localized experiences.
Content and Creator Platforms: Platforms serving creators can provide immediate access to earnings through embedded wallets, branded cards, and instant cash-out via local rails, improving speed and trust.
Payroll and Workforce Platforms: Companies managing global workforces can embed multicurrency wallets, assign local receiving accounts (such as PIX in Brazil or IBANs in Europe), and automate instant payouts in local currency, offering faster and more transparent salary distribution.
AstroPay Platform aims to remove traditional barriers to financial innovation, such as licensing, regulation, payments, and FX, making sophisticated financial services deployable in days. Its infrastructure, which powers millions of users, is now available to other companies. Integration can begin immediately through comprehensive documentation and developer resources at platform.astropay.com, with dedicated technical support provided during onboarding.
AstroPay is a digital wallet and proprietary payment method utilized by millions globally and accepted by thousands of businesses. It offers a multicurrency wallet, integrated cards, and embedded payments for instant transactions. With the launch of AstroPay Platform, the company’s infrastructure is now accessible to other businesses for launching global financial products.
