Affirmative, a provider of ACH risk management, compliance, and fraud monitoring solutions, has been named a Nacha Preferred Partner, reinforcing its role in supporting financial institutions with robust oversight tools for the ACH Network.
Affirmative’s solutions are designed to assist financial institutions in implementing effective, risk-based oversight that aligns with Nacha Operating Rules and regulatory guidance. The company’s platform offers a centralized view of electronic payment activity, covering both originated and received transactions. This enables banks and credit unions to identify unusual patterns, escalating risks, and compliance gaps before they become systemic issues.
Jane Larimer, Nacha President and CEO, stated, “Monitoring for indicators of fraud is paramount to maintaining the safety of the ACH Network. We are pleased to welcome Affirmative as a Nacha Preferred Partner.”
James Rowe, Affirmative CEO, commented, “Becoming a Nacha Preferred Partner reinforces Affirmative’s commitment to strengthening the ACH Network through smarter risk management and compliance practices. As regulatory expectations evolve, financial institutions need clear visibility, strong controls, and practical tools to meet those expectations. Our partnership with Nacha allows us to support financial institutions with analytics and reporting that help them stay compliant, reduce losses, and grow revenue.”
Nacha’s Preferred Partner Program is open to technology solution providers whose offerings align with Nacha’s strategy to advance the ACH Network. Nacha governs the ACH Network, which processed 33.6 billion payments valued at $86.2 trillion in 2024, facilitating Direct Deposits and Direct Payments across U.
S. bank and credit union accounts.
Affirmative provides its cloud-based platform to banks and credit unions of various sizes. The platform utilizes machine learning and modern analytics to provide centralized visibility into all ACH activity, automated risk scoring, limit oversight, and audit-ready reporting. Built on current technology, Affirmative offers fast and efficient onboarding through a direct Fed connection, aiding financial institutions in meeting Nacha requirements.
