Affirm (NASDAQ: AFRM) has announced its “0% Days” nationwide promotion, scheduled to run from October 22 to October 24, 2025. This initiative offers eligible shoppers interest-free payment plans, no late fees, and transparent financing options.
During the three-day event, consumers utilizing the Affirm app or Affirm Card can access thousands of exclusive 0% APR offers from a variety of leading national retailers. These limited-time offers cover categories such as fashion, fitness, electronics, home goods, and travel, providing payment plans that can extend up to 24 months without interest.
The promotion highlights a direct financial benefit for consumers. For instance, a $1,200 purchase financed over 12 months at 0% APR through Affirm would result in a total repayment of exactly $1,200. This contrasts with an estimated $120 in interest that could be accrued on a similar purchase using a typical credit card.
Vishal Kapoor, SVP of Product at Affirm, commented on the promotion, stating, “Shoppers are tired of fine print and fake promos. When credit cards say 0%, there can be hidden costs hiding in the shadows – deferred interest, compounding debt, late fees. 0% Days is about stripping all of that away. It’s financial Zen: emptiness that leaves you with more.”
Affirm’s mission is centered on providing transparent financial products. The company aims to empower consumers to spend and save responsibly while offering businesses tools for growth, emphasizing a commitment to trust and the absence of late or hidden fees, unlike many traditional credit card and pay-over-time alternatives.
It is important to note that 0% APR offers are available for eligible purchases at select merchants for qualified individuals, and some offers may extend beyond October 24. Affirm’s general rates typically range from 0-36% APR. All payment options are subject to an eligibility check, may not be universally available, and are provided by Affirm’s lending partners, listed at affirm.com/lenders. Options can vary based on the purchase amount, and a down payment may be required. Estimated payment amounts typically exclude taxes and shipping. Further licensing and disclosure information, including details for New Mexico residents, can be found at affirm.com/licenses. For California residents, loans by Affirm Loan Services, LLC are made or arranged under a California Financing Law license.
