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InComm Payments Integrates NCR Atleos ReadyCode API for Cardless ATM Access

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NCR Atleos, a provider of self-service financial access, and InComm Payments, a global payments technology provider, have announced that InComm Payments has integrated Atleos’ ReadyCode API. This integration enables InComm Payments’ fintech and banking partners to offer ATM-based cardless cash pickup at over 23,000 ATMs across the United States. InComm Payments specializes in end-to-end payment solutions and emerging financial technology, supporting businesses in sectors such as retail, healthcare, and financial services by facilitating omnichannel connections and alternative payment methods. The adoption of ReadyCode allows InComm Payments to bridge digital and physical payment methods through a scaled ATM network. The API solution facilitates secure, cardless cash withdrawals using a simple code delivered via mobile applications. ReadyCode is operational at ATMs located in major retail outlets across more than 40 states, serving over 70 of the top population centers in the U.S. John Houseal, VP of Product at InComm Payments, stated that the Atleos’ ReadyCode API offers an additional channel for their partners and their consumers to access cash at conveniently located retail ATMs. He added that this service expands their cash-out network, providing differentiated access for customers beyond traditional counter services. Ben Bregman, Senior Vice President, Global Network Solutions, for Atleos, commented that enabling InComm Payments’ program relationships with ReadyCode will provide consumers with increased flexibility for transactions without the need for a physical card. Bregman also noted that this collaboration is expected to create additional use cases for ATM utilization by digital-first providers beyond traditional financial institutions, aligning with Atleos’ commitment to drive incremental foot traffic for their retail partners. Atleos (NYSE: NATL) focuses on expanding self-service financial access, leveraging its ATM expertise, operational scale, and a large independently-owned ATM network. The company aims to enhance operational efficiency for financial institutions, increase retail footfall, and enable digital-first self-service experiences for consumers. Atleos is headquartered in Atlanta, Ga., with approximately 20,000 employees globally. InComm Payments is an established global payments technology provider based in Atlanta, Ga., with three decades of experience. The company operates through over 525,000 points of retail and online distribution, holds 412 global patents, and maintains a presence in more than 40 countries.

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