Stessa, a Roofstock company and a platform for single-family rental (SFR) investment portfolio management, has announced a new partnership with LendingOne, a private real estate lender.
This collaboration enables investors utilizing Stessa’s Investment Property Marketplace to obtain Debt-Service Coverage Ratio (DSCR) loan quotes for eligible properties. The partnership includes a best rate guarantee for qualified customers, allowing users to assess affordability and cash flow potential directly within the platform before making an offer. This enhancement integrates financing solutions into Stessa’s marketplace, aiming to provide a comprehensive resource for identifying, analyzing, financing, and managing rental properties.
LendingOne, founded in 2014, specializes in financing solutions for real estate investors, landlords, developers, and real estate funds. The company offers various loan types, including rental, fix-and-flip, portfolio rental, new construction, and fix-to-rent, across 46 states. Matthew Neisser, CEO of LendingOne, stated that embedding finance offerings into Stessa’s marketplace empowers investors with tools to expand their portfolios, providing confidence with a guaranteed best rate for rental properties.
Stessa, part of Roofstock, aims to streamline the real estate investing process. Doug Brien, CEO of Roofstock, noted that integrating LendingOne’s DSCR loan quotes into their marketplace provides investors with clearer financial visibility, facilitating confident offers from the outset. Roofstock, established as an end-to-end investment platform for SFR homes, raised $240 million in Series E funding in 2022. Its acquisitions include Stessa (financial and asset management software), RentPrep (tenant screening), and Mynd (property management), with an ownership stake in Casago (short-term rental management) in 2025.
This integration is part of Stessa’s ongoing efforts to consolidate investing tools, bringing together property search, analysis, financing, and management functionalities.
The best DSCR rate guarantee offered by LendingOne stipulates that the company will match the interest rate of a competing national private DSCR loan. This is conditional on the competing loan having comparable origination fees and meeting qualifying credit criteria within industry standards, such as credit score, loan-to-value (LTV), experience, and property value. A formal, written quote or term sheet from a national private lender, dated within ten business days of submission, is required. The competing rate will be adjusted based on the 5-Year Treasury Rate at the time of issuance compared to the submission date, accounting for any rate buydowns. All offers of credit are subject to approval. LendingOne holds NMLS ID # 1508627 and various state licenses including AZ Mortgage Banker License 0944181, CA DFPI Financing Law License 60DBO-58915, ID Mortgage Broker/Lender License MBL-2081508627, MN Residential Mortgage Originator License MN-MO-1508627, OR Mortgage Lending License ML-5529, UT-DRE Mortgage Entity License 12767077, and VT Commercial Lender License 1508627 CLL.
