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Zumigo Enhances Digital Identity Verification Solutions to Combat Rising Consumer Fraud

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Zumigo, Inc., a provider of digital identity verification and authentication solutions, has announced upgrades to its offerings aimed at strengthening defenses against consumer fraud. These enhancements focus on improving accessibility, simplicity, and accuracy of identity-first security measures.

Recognizing the common exploitation of consumer and user access points for fraudulent activities, Zumigo has developed its technology to facilitate broader adoption of seamless verification and authentication workflows. The goal is to help businesses prevent fraud, enhance conversion rates, and retain legitimate customers.

Key among the upgrades is the introduction of a low-code/no-code platform, which allows businesses to visually create and customize verification and authentication workflows without extensive development. This platform includes a centralized dashboard that provides key verification metrics, event logs, device fingerprinting intelligence, support, and billing. Zumigo is also rolling out new passwordless authentication methods. These include sign-in via social credentials and SIM-based authentication leveraging major U.

S. mobile network operators, such as T-Mobile. This SIM-based approach aims to integrate easily with existing tools, offering a substitute for one-time passcodes, and also supports mobile form pre-fill solutions to improve conversion and increase verified leads.

For improved accuracy, Zumigo is incorporating additional layers of multi-dimensional risk assessment across various identity artifacts. This includes device fingerprinting and an augmented phone trust score with risk indicators for spoofing, known fraud, blacklisting, and phone activity across networks. These enhancements are designed to integrate robust data signals and predictive models to improve the precision of identity risk scoring, assisting businesses in identifying and stopping complex threats like synthetic identity fraud.

Chirag Bakshi, Zumigo CEO, stated, “Cybercriminals no longer need to hack networks—they hack people and their credentials instead. Millions of vulnerabilities arise daily through compromised emails, stolen accounts, and synthetic identity schemes that traditional security tools often miss. Our mission is to strengthen the digital identity perimeter with our partners, making our solution easier to deploy and use, while drastically increasing the accuracy of our risk assessments to close those critical vulnerabilities.”

Dan Thygesen, Senior Vice President of T-Mobile Product, Partnerships & Growth and Head of Wholesale & Innovation, commented, “API-based authentication can give users and businesses real-time identity verification, which makes the entire process seamless. By shifting to a passwordless approach to authentication, T-Mobile is giving aggregators like Zumigo the ability to deliver stronger security and higher trust.”

Zumigo will be conducting live presentations and demonstrations of these new capabilities at Money20/20 in Las Vegas. A phased rollout of the capabilities is scheduled to begin in Q4 2025.

Based in San Jose, California, Zumigo’s solutions support over 800 mobile operators, verifying more than 4.5 billion mobile numbers globally with services spanning 180 countries. The company’s approach to digital identity verification integrates real-time intelligence across mobile, email, device, financial, and account information to protect transactions and accounts.

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