Crypto.com has introduced Cash Earn, a new high-yield cash feature for its U.
S. customers, developed in partnership with Green Dot’s Arc embedded finance platform. This feature enables users to earn up to 5.00% annual percentage yield (APY) on the cash balance held in their U.
S. Cash Earn Account, with interest paid in CRO, the native token of the Cronos blockchain ecosystem, directly within the Crypto.com app.
Green Dot’s Arc platform, which offers comprehensive banking as a service (BaaS) and money processing capabilities, powers the new Cash Earn feature. Users can benefit from competitive APY, utilize ACH bank transfers via their Crypto.com Cash Account, and access up to $5 million in FDIC insurance for Cash Earn balances. This insurance is provided through a deposit sweeps program facilitated by Green Dot Bank, Member FDIC, and its network of participating FDIC-insured financial institutions.
Joe Anzures, General Manager, Americas and EVP of Payments at Crypto.com, stated, “We are aggressively focused on providing consumers with the most comprehensive and empowering financial technology platform – all conveniently accessible within one interface.” He added, “We are excited to deepen our work with Green Dot to provide Crypto.com users a high-yield cash offering as part of an industry-leading financial technology experience.”
The Cash Earn feature allows users to accrue earnings on their holdings without minimum balance requirements, caps on total earnings, or lockup periods, providing flexibility in managing funds. It is designed to enable users to grow their cash while deciding on potential investments in crypto or stocks. Renata Caine, SVP and General Manager of Banking as a Service at Green Dot, commented, “Our partnership with Crypto.com is about more than the democratization of crypto assets, and we’re thrilled to launch Cash Earn together to enhance the banking experience for Crypto.com’s U.
S. users.” She further stated, “This partnership and the Cash Earn feature are built to give more people more power to buy, sell and use cryptocurrencies safely and securely in their everyday lives – and earn on their holdings while doing so.”
Crypto.com, founded in 2016, provides a range of financial technology products and services including crypto, stocks, and cards, with a stated vision of “Cryptocurrency in Every Wallet™.” Green Dot, a financial technology platform and registered bank holding company, has operated for over 25 years, expanding access to banking and payment tools. In April 2025, Crypto.com had announced its intention to utilize the Arc platform for its customers’ Cash Accounts to facilitate U.
S. dollar on-ramps and off-ramps.
