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U.S. Bank and Mastercard Introduce In-App Subscription Management for Cardholders

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U.

S. Bank credit cardholders can now view and manage their digital subscriptions directly within the U.

S. Bank Mobile App and online banking. This new solution, created in partnership with Mastercard, offers a complimentary benefit designed to help cardholders avoid paying for unwanted or unused services and gain greater control over their digital spending.

Subscriptions have become integrated into daily life, ranging from streaming services to meal deliveries, but managing them can be challenging. A recent Mastercard survey indicated that 72% of U.

S. consumers expressed a desire to view and manage all their subscriptions within their banking app. Data also shows that Americans typically maintain more than eight subscriptions, with approximately one-third having over 10.

Chris Roncari, head of product and experience for consumer and small business payments at U.

S. Bank, stated, “We are constantly looking at new ways to add transparency and convenience to our cardholder experience. With digital subscription management and access to digital receipts powered by Mastercard, we’re helping cardholders not only simplify the many subscriptions in their life but have greater control and insight into their spending.”

This technology, powered by Ethoca, a Mastercard company, also provides cardholders with access to digital itemized receipts for transactions from hundreds of participating merchants.

Gaurav Mittal, executive vice president, Ethoca at Mastercard, commented, “As consumers demand smarter and more personal experiences, we’re excited to reveal how we are making it easier to view and manage subscriptions. Together, with U.

S. Bank, this next-generation technology puts the consumer at the heart of every transaction, enabling businesses to boost cardholder retention, while also driving growth in the subscription economy.”

U.

S. Bancorp, headquartered in Minneapolis, is the parent company of U.

S. Bank National Association. With approximately 70,000 employees and $686 billion in assets as of June 30, 2025, it serves customers globally through diversified businesses including consumer banking, business banking, commercial banking, institutional banking, payments, and wealth management.

Mastercard Incorporated operates in over 200 countries and territories, providing digital payment choices to facilitate secure, simple, smart, and accessible transactions. Its technology, innovation, partnerships, and networks deliver products and services to support individuals, businesses, and governments.

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