Affirm, a payment network enabling consumer empowerment and merchant growth, has announced its support for Google’s Agent Payments Protocol (AP2). This open, payment-agnostic protocol was developed in collaboration with leading payments and technology companies to facilitate secure, agent-led payments across various platforms.
This initiative extends Affirm’s established partnership with Google, which already includes integrations with Google Pay and Chrome’s autofill feature. Stavan Parikh, VP/GM, Payments at Google, commented on the collaboration, stating, “For years, we’ve been working with Affirm to help deliver secure, seamless, and innovative payment experiences. Their contributions to shape Agent Payments Protocol exemplify the critical cross-industry collaboration needed to build open, secure, and scalable frameworks to enable the future of commerce.”
Affirm’s technology is designed to operate across diverse merchant environments and platforms, including digital wallets, browsers, chatbots, and AI agents. This demonstrates its suitability for seamlessly integrating Buy Now, Pay Later (BNPL) options wherever consumers choose to shop. The company’s system provides real-time risk assessment and transaction-level approval, offering immediate access to personalized pay-over-time plans, with terms potentially as low as 0% APR. Affirm emphasizes transparency, featuring no late or hidden fees, which aims to promote responsible borrowing and enhance merchant confidence in successful transactions.
Vishal Kapoor, SVP of Product at Affirm, highlighted the consumer benefits. “Consumers deserve maximum value from agent-led commerce — more flexibility, more control, and transparent terms they can trust,” Kapoor said. “That’s what Affirm responsibly delivers today, and extending our work with Google through AP2 will help bring those benefits to life in the next era of shopping.”
By contributing to AP2, Affirm is participating in the embedding of BNPL directly into the foundational architecture of agentic commerce, aiming to foster a payments ecosystem built on accountability and trust.
