NetXD, a financial technology provider operating in 10 countries, has announced the launch of its comprehensive full-stack infrastructure designed to connect traditional finance (TradFi) with decentralized finance (DeFi), enabling financial institutions to manage tokenized assets, streamline payments, and automate workflows. The platform integrates a programmable ledger, a global payments hub with stablecoin support and proof of reserve, a bank-grade HD wallet for self-custody, a Large Action Model (LAM), and an AI engine. This allows institutions to introduce and manage tokenized products, facilitate secure money movement, and optimize middle- and back-office operations without necessitating the replacement of existing legacy core systems. Suresh Ramamurthi, Chairman of NetXD, stated that “NetXD makes innovation a profit engine as it should be. By freeing institutions to deliver what customers want, when they want it, without messy integrations or the associated runaway costs.” The release of this platform follows the Senate’s passage of the bipartisan GENIUS Act, which marks the first U.S. regulatory framework for stablecoins, highlighting the market’s demand for compliant, fully collateralized digital asset infrastructure. NetXD’s offerings include the XD Ledger, an enterprise-grade, programmable, and immutable ledger with smart contract capabilities. It operates as a sidecar core alongside existing infrastructure, allowing institutions to tokenize deposits and other digital assets, settle transactions in real time across both fiat and stablecoin rails, and enforce Zero Trust, auditable governance. The XD Payments component offers a unified payments API, enabling financial institutions to process transactions through major rails such as ACH, Wires, RTP®, FedNow®, Visa Direct, Visa DPS Forward, Visa B2B Connect, and various blockchain networks, including stablecoins. This single cloud-native platform provides real-time tracking, automated compliance checks, and built-in FX, eliminating the need for separate integrations and settlement rules. XD AI is designed to transform institutional operations by converting complex contracts and policies into executable workflows, powered by the company’s Large Action Model (LAM). Its capabilities have been extended to execute transactions across multiple blockchains and dApps, covering wallet creation, fund movement, payment execution, and smart contract generation. Running on NetXD’s programmable ledger, XD AI automates middle- and back-office tasks, enabling Zero Ops automation for tasks ranging from encoding vendor agreements as smart contracts to settling payables in fiat or stablecoins with full audit trails, aiming for cost savings, speed, and compliance. The Enterprise HD Wallet Suite provides a self-custodial wallet secured by a Zero Trust architecture and hierarchical-deterministic key management, offering access to multiple chains and tokens, including stablecoins. This wallet is further fortified by asymmetric cryptography, enterprise-grade real-time risk controls, 360-degree transaction review, and protective killswitches. NetXD, which powers financial infrastructure for institutions across 10 countries, integrates advanced blockchain technology with its proprietary Large Action Model (LAM), an AI-powered system that automates middle- and back-office workflows by transforming institutional knowledge into smart contracts and executable actions. For more information, institutions can inquire via sales@netxd.com or visit netxd.com.